Stick or Twist?

Stick or Twist?

 

What to do with your mortgage?
Is now the best time to review your current mortgage deal?
 

The general perception is that whilst mortgage rates are currently at an historic low we will have to pay for this in the future with significantly higher rates. Current thinking is that lenders are beginning to ‘price in’ future increases, this is shown by lenders reducing the availability of the more attractive deals and the paucity of longer term fixed rates. The dilemma is how to take advantage of current low rates whilst protecting against future rate increases?

We can arrange at no cost (through one of our affiliated mortgage companies) a full review of the options that are available to you covering both your current lender and the rest of the market.

As a result of the independent review options will then be presented to you comparing your current lender with a range of options from the rest of the market. You can then decide whether to act now or opt to be kept informed as the market changes.

Options that many people consider are:

• Should they currently be overpaying?
• When should you go onto a fixed rate?
• Can you have a blended mortgage (part fixed part tracker?)
• What should you do about your buy to lets?
• How can I reduce the term of my mortgage?

Should you wish to explore this or any other options please reply to this email and an independent adviser will make contact.

Free Mortgage Tracking Service

This provides a free review when you reach the end of a special rate with your current lender. If you are not currently registered for this please reply to this email and the appropriate affiliated consultant will make contact. They will provide a full explanation of this free service at mutually convenient time.

Call us today on 0845 330 3200 to find out more...